If you are part of the growing number of Americans who work from home, your house is much more than a place for you to live and relax. It's where you support yourself and your family. If you run a business out of your home, it's important to acquire and maintain accurate and up-to-date home office insurance. Reach to the experienced professionals at Modern Insurance Marketing, Inc. today to determine what kind of home office insurance is best for you.
If you're new to the world of home office insurance, it might seem at first that your workspace and equipment would be covered by a typical homeowners' policy. But in the event of a catastrophe -- say, a customer was hurt on your property and filed a claim against you or your business inventory is lost in a flood -- your policy is unlikely to cover the damage. The average home insurance policy is built with business-related limitations in mind.
In another scenario, imagine that you hire an employee at your business. If something happens to that employee on your property and they are injured, you would personally be on the hook for damages -- unless you have proper insurance in place.
As you write a home office insurance policy, you will need to consider the various potential coverages. A few common forms of coverage tied to home office insurance include:
Every home office insurance policy will vary, so in order to create a comprehensive policy that matches your situation, consulting the experienced professionals at Modern Insurance Marketing, Inc. is key.
No matter your business model or line of work, if your livelihood involves working out of your home, home office insurance is a must. We insure home offices in Portland, Wilsonville, Lake Oswego, West Linn and beyond. Request a free quote now to get started.
Proudly serving Portland, OR, Wilsonville, OR, Lake Oswego, OR, West Linn, OR, Tualatin, OR, Sherwood, OR, and surrounding areas.
Licensed in Arizona 858451, California 0F17042, Hawaii 331069, Idaho 126004, Nevada 222763, Oregon 100162972, Utah 23554 & Washington 211872
In California we are doing business as: MIM Insurance Services