Employees and employers both face a lot of risks, among which is a compromise of health. This risk requires that employers and employees have protection, and insurance provides necessary protection. At Modern Insurance Marketing, Inc. we have a robust group health insurance program, and through this program we write customized solutions for individual clients. We’ll write a customized solution for you and as a result your employees and your business will be secure for the right price.
We know that group health insurance is one of the most expensive and therefore challenging things to provide for employees. This is one reason why we thoroughly assess each organization that we serve and we catch every detail. The result of our assessments and our attention to detail is that we provide comprehensive and appropriately priced group health products.
Group health insurance protects against the costs of medical attention and other health-related attention. Plans for this type of insurance typically include either indemnity plans, such as Fee-for-Service (FFS) plans or managed care plans, which include Health Maintenance Organization (HMO) plans, Preferred Provider Organization (PPO) plans, and Point-of Service (POS) plans.
Differences between indemnity and managed care plans include provider types, doctor and physician choices, out of pocket expenses, and medical bill payments. We’ll ensure that we know which of the available plans is best for you and we’ll also intimately understand the differences between individual plans. As a result, we’ll be able to provide you with the best possible group health insurance product.
Group health insurance is a hands-on entity, and it requires tremendous attention to detail. We are very involved in the development of policies for this type of insurance, and our involvement is shown in different ways. We consult one-on-one with clients and we gather information about organizations in other ways. We never miss a detail and we consider every element of a business that could be affected by or that could affect group health insurance.
We manage risk and claims and we’ll manage your risk and we’ll manage any claims that you file. We’re also reachable at almost any time, so you can easily get important information.
We’re proud to provide group health insurance in Portland, Wilsonville, Lake Oswego, West Linn, Tualatin, and Sherwood, OR. We also serve other areas in the state and we serve other states.